We are experts in providing clear, honest Medicare guidance you can rely on.
Our Team is prepared to offer one-on-one support to ensure you understand how Medicare works and the options available to you. We ask the questions that ensure your final decision aligns with your needs. We prioritize clarity - so you can make well-informed decisions at your own pace.
Let's navigate your Medicare decisions today and in the future. Having someone who is on top of the often confusing world of Medicare ensures you will always have a plan the meets your changing needs.
We are local to the Greater Fort Collins area with customers in Fort Collins, Loveland, Wellington, Windsor, Timnath and more. We are also equipped to assist individuals virtually and have the technology to provide support well beyond our local borders. Licensed in Colorado, Wyoming, Utah, Nevada, Washington, California, Georgia, Illinois and more. Having the technology, relationships and knowledge to help you navigate your many options where YOU live.
We know there’s no one-size-fits-all solution when it comes to Medicare. That’s why we take the time to listen—really listen—to what matters most to you. We’ll answer your questions, explain your options clearly, and help you find a plan that fits your unique needs, lifestyle, and priorities.
The Medicare landscape is constantly changing, and navigating it can be overwhelming. You need an expert who can clearly explain and offer a wide range of options—including Medicare Supplement Plans, Medicare Advantage Plans, standalone Prescription Drug Plans, as well as standalone Dental, Vision, and other ancillary benefits—to help fill any coverage gaps and customize a plan tailored to your needs.
Reach out today to schedule your Medicare consultation—we’ll walk through your options together and find what fits.
Please reach us at adam@legacy-noco.com if you cannot find an answer to your question.
One of the toughest things about Medicare is the competing messages. You have the different Insurance Companies pushing for your attention, you have the media providing different views and every neighbor turns into an expert sharing their advice (solicited or not). The truth is Original Medicare offers coverage with gaps. The biggest risk to you is that it also does not offer an out of pocket maximum. Relying on Original Medicare could put you in unnecessary risk. Your personal situation is what defines what is best for you. We will provide you the education that puts you in control of a smart decision.
There are many different carriers that offer Medicare plans. Agents work with a single carrier, and can only sell the different plans for that single carrier. We are brokers, meaning we offer a multitude of carriers. This means we represent YOU, not the carrier, and we can find the plan that fits YOUR needs.
Legacy Group has served the Fort Collins community from the same location for over 20 years. With deep roots in the area and over a decade of specialized experience in Medicare, we’re not just brokers—we’re trusted local experts. Our team is well-versed in Medicare Advantage, Medicare Supplement, Part D Prescription Drug Plans, and ancillary benefits like dental, vision, and hospital indemnity coverage. Whether you're an individual exploring your options, a family member helping a loved one, or part of a senior-focused organization looking for group education, we have the resources and flexibility to meet your needs.
If you’re feeling overwhelmed by all the calls, you’re not alone. Many Medicare-eligible individuals receive a flood of phone calls from telemarketers, agents, and brokers—especially around enrollment periods. These callers are often trying to sell you a plan on the spot, sometimes using high-pressure tactics like the “one-call close.” Their goal may be to make a sale quickly—not to help you find the plan that truly fits your needs.
That is why it is so important to work with someone you can trust - someone who will put your needs first, someone who wants to build a long term relationship of navigating your Medicare needs.
Medicare Advantage plans, also called Part C, offers all-in-one coverage through a carrier that includes coverage for Part A, Part B, Prescription, and even additional benefits like Dental and Vision, and more!
Medicare Supplements Plans, also known as MedSupp or Medigap plans, help cover out of pocket costs, like deductibles, copayments, and coinsurances that original Medicare doesn't cover.
Prescription coverage through Medicare Part D helps you pay for essential medications. From maintenance drugs to short-term prescriptions, these plans are an important part of managing your overall health care.
Original Medicare and Medicare Supplement plans don’t include dental or vision coverage. While some Medicare Advantage plans offer limited benefits, they may not provide the level of care you need. If dental and vision are a priority for you, standalone plans are available to help ensure you get the coverage you deserve.
Even the most comprehensive Medicare plans can leave gaps. Ancillary coverage can help fill those gaps based on your personal needs. These plans are designed to offset out-of-pocket costs such as co-pays and deductibles, often paying you directly to help cover the expenses you face during recovery or treatment.
We hope you already have a plan in place for your final expense needs. But if you’ve been putting off this important decision, we’re here to help. Let us walk you through your options and find a solution that offers peace of mind for you and your loved ones.
We are a dedicated husband-and-wife team passionate about helping seniors navigate the complexities of Medicare. With over 15 years of experience in the health insurance industry, we are proud to continue the work and uphold the values established by Legacy Group founders Larry and Kala Bowers. As the next generation of leadership, we remain committed to the same trusted, client-first approach that has served this community for over two decades—providing clear guidance, thoughtful support, and personalized solutions that help you make confident decisions about your Medicare coverage. Our goal is to make Medicare simple and accessible, guiding you every step of the way so you can focus on what matters most—your health and well-being. We pride ourselves on offering honest advice and unwavering care, always putting your best interests first.
We love our customers, so feel free to visit during normal business hours.
We do not offer every plan available in your area. Currently we represent 7 organizations which offer 58 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
Legacy Group
2627 Redwing Road, Suite 320, Fort Collins, Colorado 80526, United States