We are experts in providing clear, honest Medicare guidance you can rely on.
Medicare can be complicated, but understanding your options doesn’t have to be. Our team provides one-on-one support to help you understand your options, compare plans, and make informed decisions at your own pace.
As your needs change, your coverage may need to change too. Legacy Group is here to help you stay informed and confident — now and in the years ahead.
Legacy Group is based in the Greater Fort Collins area and proudly serves clients in Fort Collins, Loveland, Wellington, Windsor, Timnath, and surrounding communities. We also offer virtual support and are licensed in multiple states, allowing us to help clients both locally and beyond Colorado.
Medicare is not one-size-fits-all. We take time to understand your needs, answer your questions, and explain your options clearly.
Our goal is to help you find coverage that fits your health, budget, lifestyle, and priorities.
Medicare options can change from year to year. We help you review and compare available plans, including Medicare Supplement, Medicare Advantage, Prescription Drug, Dental, Vision, and other coverage options. We’ll help you compare the details, avoid surprises, and choose coverage with confidence.
Reach out today to schedule your Medicare consultation—we’ll walk through your options together and find what fits.
Have a question you don’t see here? Reach out to adam@legacynoco.com — we’re happy to help.
Original Medicare provides important coverage, but it does not cover everything. Many people choose additional coverage to help with costs like deductibles, copays, prescriptions, dental, vision, or other out-of-pocket expenses.
The right choice depends on your health needs, budget, doctors, prescriptions, and lifestyle. Legacy Group can help you understand your options so you can make a confident, informed decision.
An insurance agent typically represents one insurance company or carrier. A broker can work with multiple carriers, which allows them to compare a wider range of plan options.
Legacy Group works as a broker, which means our focus is helping you compare available plans and find coverage that fits your needs — not pushing one specific carrier.
Legacy Group has served the Fort Collins community from the same local area for over 20 years. We combine local experience with Medicare-focused guidance to help clients understand their options clearly.
Our team takes time to listen, answer questions, and help you compare plans based on your needs — including Medicare Advantage, Medicare Supplement, Prescription Drug Plans, and additional coverage options like dental and vision.
If you’re feeling overwhelmed by Medicare-related phone calls, you’re not alone. Many people receive an increase in calls around age 65, during enrollment periods, or after requesting information online.
Some callers may be helpful, but others may use high-pressure tactics or try to rush you into choosing a plan. Legacy Group gives you a trusted local contact who can help you slow down, compare your options, and make decisions based on your needs — not a sales deadline.
Many people start reviewing Medicare options several months before turning 65. You may also need to review your options if you are retiring, moving, losing employer coverage, or during any valid enrollment periods.

Medicare Advantage, also called Part C, combines your Medicare coverage through a private insurance company. Many plans include prescription drug coverage and may offer extra benefits like dental, vision, hearing, or wellness support.
Best for: People who want bundled coverage and extra benefits.

Medicare Supplement plans, also called Medigap plans, can help cover certain out-of-pocket costs that Original Medicare does not pay, such as deductibles, copays, and coinsurance. Because Medicare Supplement plans do not include prescription drug coverage, many people pair them with a standalone Medicare Part D plan to help cover medication costs.
Best for: People who want more predictable medical costs and separate prescription coverage.

Original Medicare does not typically include routine dental or vision coverage. Depending on your needs, standalone dental and vision plans may help cover care that your main Medicare plan does not.
Additional coverage options may also help with certain out-of-pocket costs related to hospital stays, recovery, treatment, or other health needs.
Best for: People who want extra protection beyond their main Medicare coverage.

Final expense coverage is designed to help loved ones manage end-of-life costs, such as funeral or burial expenses.
If this is something you have been putting off, Legacy Group can walk you through your options and help you find coverage that gives you and your family peace of mind.

We are a dedicated husband-and-wife team passionate about helping seniors navigate the complexities of Medicare. With over 15 years of experience in the health insurance industry, we are proud to continue the work and uphold the values established by Legacy Group founders Larry and Kala Bowers. As the next generation of leadership, we remain committed to the same trusted, client-first approach that has served this community for over two decades—providing clear guidance, thoughtful support, and personalized solutions that help you make confident decisions about your Medicare coverage. Our goal is to make Medicare simple and accessible, guiding you every step of the way so you can focus on what matters most—your health and well-being. We pride ourselves on offering honest advice and unwavering care, always putting your best interests first.
We love our customers, so feel free to visit during normal business hours.
We do not offer every plan available in your area. Currently we represent 9 organizations which offer 87 products in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your options.
Legacy Group
2627 Redwing Road, Suite 320, Fort Collins, Colorado 80526, United States